Strategic College Funding

cap COLLEGE FUNDING-Exposed
Years ago colleges looked at financial aid as a charitable operation run within their institutions. With college costs now higher than ever, this has changed dramatically. Financial aid has now become a strategic tool, which is commonly used by colleges to recruit students they would most like to enroll.

Without the proper guidance, practically all of the student's and parent's assets are there for the taking and can be eventually absorbed by the college. The worst part, families have no idea how much "less" they could have paid. College is a business...big business!!

Capital Solutions Group offers personalized plans to make that college dream a reality for your son or daughter. Planning for your child's education and how you will fund it is more than filling out endless applications for student loans in the guidance office. Strategic planning, based upon your personal situation is critical to not only fund your child's education, but preserve your savings plan as well.
A lack of understanding of how the financial aid system works can cause hardships for the student and family. Capital Solutions Group helps parents send their kids to colleges they simply cannot afford. We accomplish this by first evaluating one's eligility for need-based financial assistance and, secondly, recommend the best financial strategies to pay their family contribution.
We Provide Strategic College Funding Strategies

Paying for College Strategies
 

  • The Four Types of Financial Aid and How to Qualify
  • Proactive Strategies to Help Increase Financial Aid
  • How to determine which Colleges are Most Likely to Give You a Better Aid Package
  • Alternatives to Need-Based Aid
  • Merit Aid and Tuition Discounts Regardless of Income
  • Tax Strategies That Help Lower Your Net Cost*
  • Use of a Business to Help Reduce the Net Cost of College
  • The Difference Between Gift Aid and Loan Aid
  • Negotiating Financial Aid Awards
  • Evaluating Financial Aid Awards
  • Constructing a Student/Parent Loan Program
  • Developing a Funding Plan Without Compromising Your Long-Term Financial Goals
  • Year by Year Cash Flow Analysis
  • Debt Consolidation Analysis
  • Mortgage Analysis
  • Asset Liquidation Analysis
  • Contingency Planning
  • Asset/Income Strategies
  • College by College "True Cost" Analysis
  • Appeal Assistance
    Saving for College Strategies
     
  • Section 529 qualified tuition programs
  • Coverdell education savings accounts
  • UGMA/UTMA
  • Roth and traditional IRA'S
  • Tax-efficient mutual funds
  • Associated financial planning considerations
    Advanced College Funding Strategies
     
  • Academic strategies
  • Funding college and retirement simultaneously
  • Hope and Lifetime Learning credits
  • Parent and child tax planning opportunities, implications, and tax capacity
  • Coordinating investment contributions and withdrawals
  • Parent and grandparent estate planning considerations
  • Middle and upper income family issues
  • Affluent family issues


  Ivan M. Nalibotsky is not  in the business of offering tax, legal or accounting advice. You should consult with your professional advisors to examine tax, legal, or accounting advice.